The Science Of Money Abr Marathi
Added to library: September 2, 2025

Summary
Here's a comprehensive summary of the Jain text "The Science of Money Abr Marathi" by Dada Bhagwan, based on the provided content:
Book Title: The Science of Money (पैशांचा व्यवहार - Paishancha Vyavahar) Author: Dada Bhagwan Publisher: Dada Bhagwan Aradhana Trust Core Message: This book, a compilation of Dada Bhagwan's spiritual discourses, delves into the nature of money and wealth from a Jain spiritual perspective. It aims to guide readers toward a balanced and detached approach to financial matters, emphasizing that true happiness and liberation lie not in the accumulation of wealth, but in spiritual understanding and detachment.
Key Themes and Teachings:
- Money as a Result of Past Karma (Merit/Demerit): Dada Bhagwan asserts that the acquisition of money is not merely a result of intelligence or hard work. Instead, it is primarily a fruit of past life's good deeds (punya). Conversely, financial loss is attributed to past bad deeds (pap). Therefore, to attract wealth, one should focus on accumulating merit.
- Detachment from Wealth (Lakshmi): The book strongly advocates for detachment from Lakshmi (wealth). It states that an excessive attachment to wealth prevents attachment to the divine. One must choose between attachment to Lakshmi and attachment to Narayan (the divine). Wealth is temporary and can lead to suffering.
- The True Nature of "Earned" Money: Dada Bhagwan challenges the conventional understanding of earning money. He posits that neither intense labor nor sharp intellect guarantees wealth. Instead, it is the stored merit (punya) from previous lives that dictates financial gain. Those who are truly fortunate (punyavan) find wealth coming to them naturally, while those who are not may toil endlessly without significant gain.
- The Illusion of Control and Effort: The book emphasizes that while effort is necessary for daily living, the ultimate outcome of financial gain or loss is not entirely within human control. It's governed by the unfolding of karma. Therefore, excessive striving or worrying about money is seen as a futile endeavor.
- Righteousness in Business (Vyavahar Dharma): Dada Bhagwan lived by the principle, "There should be religion in business, but no business in religion." He exemplified a life of integrity in his own dealings. The book stresses the importance of ideal and flawless financial transactions for spiritual progress. When one's worldly dealings are pure, inner spiritual conviction can also be maintained.
- The Danger of Unearned Wealth: The text warns that "unearned wealth (binhakkachi Lakshmi)" leads to suffering and rebirth in lower realms of existence (Tiryakgati - animal realm). This highlights the importance of earning money through honest and ethical means.
- The True "Capital" is the Soul: The book encourages readers to recognize their intrinsic wealth – the soul (Atma). While money and material possessions are temporary, the soul is eternal. The focus should shift from accumulating external wealth to realizing the inner wealth of the Self.
- The Futility of Greed and Attachment: Greed (lobh) is identified as a powerful negative force that keeps individuals trapped in the cycle of birth and death. The book criticizes the relentless pursuit of more money, even when basic needs are met. This greed leads to unhappiness and entanglement.
- The Importance of Contentment (Santosh): Contentment is presented not as something to be achieved through effort, but as a natural outcome of spiritual knowledge. When one understands the true nature of the Self and the impermanence of material wealth, contentment arises effortlessly.
- The Illusion of Ownership: The book questions the very notion of ownership over money. It suggests that wealth is merely on loan from nature or the divine. The emphasis should be on responsible stewardship rather than possessiveness.
- Honesty and Integrity as the Foundation: Dada Bhagwan repeatedly stresses the paramount importance of honesty and integrity in all financial dealings. Dishonesty is described as the "best foolishness" and leads to negative karmic consequences.
- The Role of 'Pratikraman' and Repentance: For any wrong financial actions or dishonest dealings, the practice of 'Pratikraman' (repentance and asking for forgiveness) is recommended to neutralize negative karma.
- The Nature of True Wealth: The book contrasts material wealth with spiritual wealth. True wealth is the Self, which is eternal and unchanging. Material wealth, no matter how vast, is fleeting and ultimately cannot provide lasting happiness.
- Balancing Worldly and Spiritual Life: The teachings suggest that it is possible to engage in business and financial activities while maintaining spiritual awareness and detachment. This balance is achieved through self-knowledge and adherence to righteous principles.
- Generosity and Giving: While detachment is emphasized, the book also encourages generosity and the use of wealth for the benefit of others and for spiritual purposes. Giving without attachment or expectation of reward is considered virtuous.
- The Law of Karma and Reincarnation: The entire framework of the book is based on the Jain principles of karma and reincarnation. Financial gains and losses are seen as a consequence of actions performed in past lives, and current financial actions influence future lives.
Practical Advice and Metaphors:
- Money as a Byproduct: Wealth is described as a byproduct of spiritual progress, like the fragrance of a flower.
- The "Racehorse" Analogy: The pursuit of wealth is likened to a horse race where no single winner permanently holds the top position, highlighting the futility of endless competition for material gains.
- The "Dirty Money" Concept: Money earned through dishonest means is considered "dirty money" that leads to suffering and negative karmic consequences, even potentially rebirth in lower realms.
- The "Check" Analogy: A check is received based on past merit, and its value is realized through present actions.
- The Importance of "Purification" of Wealth: Wealth should be used for good deeds, charity, and spiritual pursuits to purify its karmic influence.
In essence, "The Science of Money" offers a profound spiritual perspective on financial matters, urging readers to transcend their attachment to money, cultivate inner wealth, and engage in all transactions with honesty, integrity, and detachment. The ultimate goal is liberation from the cycle of suffering, which can only be achieved through self-realization and spiritual purity.